Kachkar, Omar
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Araştırma projeleri
Organizasyon Birimleri
Yönetim Bilimleri Fakültesi, İşletme Bölümü
Küresel rekabete ayak uydurmak ve sürdürülebilir olmak isteyen tüm şirketler ve kurumlar, değişimi doğru bir şekilde yönetmek, teknolojinin gerekli kıldığı zihinsel ve operasyonel dönüşümü kurumlarına hızlı bir şekilde adapte etmek zorundadırlar.
Adı Soyadı
Omar Kachkar
İlgi Alanları
İslami finans, Sürdürülebilir Kalkınma Hedefleri, Mülteciler, Vakıf ve Zekât, Şeriat Yönetişimi
Kurumdaki Durumu
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Yayın A comparative analysis on regulations and treatment of shariah non-compliance risk for Islamic banks in Malaysia and Turkey(2023) Kachkar, Omar; Kachkar, Omar; Azrak, Tawfik; Kachkar, Omar; Alfares, Marwa; Yönetim Bilimleri Fakültesi, İşletme Bölümü; Yönetim Bilimleri Fakültesi, İşletme BölümüIslamic banks and conventional banks operate in different ways, thus, Islamic banks have different risk portfolios. Islamic banks are exposed to a unique kind of operational risk that is Sharia non-compliance risk (SNCR). The aim of this study is to examine the existing regulations and practices on SNCR in Turkey and Malaysia. The regulatory framework and guidelines in both countries have been critically analysed. This study has found that BNM has developed various advanced measures and procedures to manage SNC risk. the Central bank of Malaysia (BNM) has its own Sharia governance framework to effectively treat any SNC events. The Framework includes clear guidelines on SNCR management including control function, shariah risk management function, shariah review and sharia audit. This framework has played a key role in strengthening public confidence in the integrity, management and business operations of Islamic financial institutions including Islamic banks (IBs). On the other hand, the local standards of participation banks in Turkey are still in the process of formation. Up until now participation banks still operate under Turkish banking law which regulates Islamic banks as well as conventional banks with the same legislation. Thus, many experts believe that the sections which regulate the participation banks were not written in accordance with proper sharia guidance and its incompatible with shariah. Consequently, the absence and lack of proper sharia governance lead to misconceptions and complaints about the Islamic banking operations and occasionally faulty practices.Yayın Best practices in using zakah to support microenterprises programs(Social Sciences University of Ankara (ASBÜ), 2021) Kachkar, Omar; Kachkar, Omar; Kachkar, Omar; Alfares, Marwa; Azrak, Tawfik; Yönetim Bilimleri Fakültesi, İşletme Bölümü; Yönetim Bilimleri Fakültesi, İşletme BölümüZakah is one of the most effective tools in the Islamic fiscal policy and economic system that has been introduced to achieve a variety of socio-economic objectives. On top of those objectives are poverty alleviation and wealth redistribution. The former objective is clearly indicated in the hadith that is narrated by imam al-Bukhari when the Prophet (PBUH) commanded Mu'adh bin Jabal, his delegate to govern Yemen: “Inform them (the people of Yemen) that Allah has made a charity obligatory upon them, that is collected from their rich and given back to their poor...Yayın The impact of the Covid-19 pandemic on the profitability and operational efficiency of Turkish banks: A comparative analysis(Higher Colleges of Technology, 2022) Azrak, Tawfik; Bwando, William; Kachkar, Omar; Yönetim Bilimleri Fakültesi, İşletme BölümüThe World Health Organisation (WHO) declared COVID-19 a global pandemic on 11 March, 2020. This is the highest level of health emergency in the global health regulations. The pandemic affected all the global aspects of life including social, political and economic interactions amongst humanity. Like any other sector involved in day-to-day economic activities, the financial sector had its own reaction to the external economic shock induced by the COVID-19 pandemic. The first objective of this study is to empirically investigate the impact of the COVID-19 pandemic on the profitability and operational efficiency of conventional and participation banks in Turkey. The second objective of this study is to estimate the effect of the pandemic on the combined profitability and operational efficiency of the two categories together. Panel data with random effects was the main analysis methodology adopted by the study. The Turkish conventional banks examined by the study are Vakif Bank, Iş Bankasi, Ziraat Bankasi and Yapi Kredi and the participation banks are Kuwait Turk Bankasi, Albaraka, Turkiye Finans and Ziraat Katilim. The data used for the analysis ranges from 2016 to 2020. The results indicate that the pandemic had no effect on the profitability of the Turkish conventional banks but had a positive impact on the participation banks’ profitability. The results also suggest the pandemic had a negative impact on the operational efficiency of both conventional and participation banks. Moreover, for the combined analysis, the results could not establish any impact of the pandemic on the profitability of the two groups of banks in aggregate. However, the results of the study show negative impact of the pandemic on the combined efficiency of both sets of banks.Yayın Cash waqf-based credit guarantee (CG) model for smes: Selected cases and a proposed model(İstanbul Sabahattin Zaim Üniversitesi, 2022) Kachkar, Omar; Kachkar, Omar; Al Fares, Marwa; Kachkar, Omar; Azrak, Tawfik; Yönetim Bilimleri Fakültesi, İşletme Bölümü; Yönetim Bilimleri Fakültesi, İşletme BölümüThis conceptual paper primarily explores the current applications of credit guarantee (CG) in selected government institutions.Two CG government programs have been selected. The theoretical discussions have covered the underpinning concepts, mainly kafalah contract and cash waqf. To this effect, the shariah stand on charging fees for kafalah has been highlighted, along with the latest resolutions and decisions of shariah academies and institutions are cited. The discussions of the paper resulted in a conceptual CG framework based on cash waqf. The qualitative method is used, and an extensive literature review has been conducted. This paper found that the Malaysian CG program has a special Islamic scheme to offer CG, nonetheless, the program uses the concept of Kafalah bil-ujrah where it charges fees directly from the client with various rates. This paper argues that cash waqf perfectly fits as a source of funding for providing CG.
